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Program Advantages

Frustrated with LOW Interest Rates on Your IRA?
Tired of WORRYING About the Ups and DOWNS of the Stock Market?
Looking For a SAFE and SECURE Investment YOU CAN CONTROL?

Low Risk

  • You choose the Property and hold the Original Note.
  • Investment is secured by Real Estate with lots of Equity. Properties are financed NO MORE THAN 55% (most under 50%) of the independently appraised value—there is AT LEAST a 45% appraised value cushion.
  • Insured 1st lien position. No other Debt on these Properties can come before the obligation to pay you.
  • All transactions are performed by an independent title insurance company where an assignment showing you as the owner of the mortgage is recorded along with all other mortgage documents.
  • No loans are approved for investment purchase unless our rigorous selection criteria are met.
  • Our staff will service your investments throughout the duration of each loan to ensure that your needs are met.

High Yield

These are averages. Individual results may vary.

  • Yield Interest rates are determined by risked based pricing.

    Our average note interest rate is 17%.
    Servicing fee is -3%.
    Total Average Return 14%

    (Based on loan performing one year or less. Average Loan cycle approximately 12 months.)

  • You receive monthly payments based on the terms of the original note less a Northwestern Financial servicing fee.

    EXAMPLE
    $50,000 Investment at 12%; you receive monthly payments $500.00. When the borrower pays off the loan, you receive a final pro-rated payment plus the remaining balance. (Borrower may pay off at any time up to 60 months.)

  • Loans are interest only and balloon between 6 months and 5 years—you are not committed to a long-term investment. Actually, most loans are paid off within 12 months, after which we can reinvest your funds in another loan if you choose.
  • With an interest only schedule, an extremely low percentage of borrowers choose to pay down the principle during the life of the loan. Not only do you receive high interest on your investment, but 100% of your investment is continually working for you.